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Currently the Amortization Schedule Calculator is the most popular financial calculator on this website. It calculates one of four unknowns or you can provide all the values. You are also in control of the loan and first payment dates. More below...»

Will making small, extra payments save me money?
Our Extra Payment Calculator will create an amortization table and show you the interest saved.
Will paying half the monthly payment every other week save interest charges?
Check out our Biweekly Loan Calculator to find out.
Mortgage Calculator
This unique Mortgage Payment Calculator is an amortization calculator that will calculate two of six unknowns including down payment.
Enter a "0" (zero) for one unknown value above.
No/Yr Date Payment Interest Principal Balance
$ : mm/dd/yyyy
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Related: Loan Carrying Cost: Interest Reduction Techniques from The Reading Room

Important Note About Dates: This calculator allows irregular length first periods. That is, the calculator calculates the exact amount of interest due even when the initial period is shorter or longer than the other scheduled periods. This will produce interest charges that do not match other calculators. If you want to match other calculators then set the "Loan Date" and "1st Payment Date" so that they equal one full period as set in "Payment Frequency". Example: If the "Loan Date" is May 15th and the "Payment Frequency" is "Monthly", then the "1st Payment Date" should be set to June 15th, that is IF you want a conventional interest calculation. See the end of the "Help" text for some more details.

Don't want to be bothered setting dates? No problem. Use this loan calculator. It also creates an amortization schedule.

What is amortization? According to, "amortization means a debt is being paid off by a series of payments". When people search for an amortization calculator, they search for it using many different search phrases. If you are searching for any of these financial calculators, this calculator should meet your needs. If it doesn't, feel free to tell me what you need in the comment area below and there is a good chance I'll be able to make a recommendation.

Related: Don't over pay, don't under collect. If you need to track payments on the exact date they are paid (or missed) for whatever amount, then use our Ultimate Financial Calculator and see the loan payoff calculation tutorial .

This website has dozens of financial calculators that create various amortization schedules, payment schedules, withdrawal schedules and general cash flow schedules. This is a complete list of our free, online calculators. Feel free to surf!

Do You Have 20 Seconds?
Please tell me how you use this calculator. Are you using it personally or professionally? What feature is important to you? If it didn't meet your needs, why? Your feedback will help me make improvements. Complete sentences aren't necessary! :)

232 thoughts on “amortization-schedule

  1. Love the amortization calculator. I often know the payment and need to calculate the term rather than the other way around. What about periodic balloon payments? Example: you have a 10 year note with monthly payments but you want to contract for balloons of $X at 24 months and 48 months.

    • Lyle, happy to hear you like it. But for what you want, you need to upgrade (it’s still free) to the Ultimate Financial-Calculator :-). This calculator handles any debt or investment cash flow that I can think of and I don’t think there is another calculator on the internet with the same capabilities.

      If you scroll down the page, you’ll see 25 tutorials. Everyone should read #1 for an overview of how this calculator works.

      Then you’ll be most interested in these 2 guides:

      7. Balloon Payment Calculation
      Calculate the balloon amount

      8 Balloon Loan Calculation
      Calculate the periodic payment required to result in a specified balloon

      (If you find this calculator useful, can you please share with your friends and coworkers? Currently, the calculator is stuck back on about page 4 of the Google search results.)

  2. This is exactly what I was looking for. The problem I am having is trying to print it. It will only print 1 page at a time and I can’t figure out how to enlarge it .
    Any help ?

    • How are you trying to print? Are you printing from the print preview by clicking on either the print button in the upper left corner or at the end of the schedule? If so, what browser are you using?

  3. I used this for the first time professionally for and employee 401k loan. It’s great except I couldn’t save it as a document to my computer to put into the the ee’s file. Not sure if it is even an option. It did print well so I could just scan it as well. Thanks. Saving this link for future reference.

    • Rather than print the schedule and scan it, what I would recommend is saving the schedule as a PDF file.

      How do you do that? Depends.

      1. If you are using Google’s Chrome browser, it natively supports printing to a PDF file. From Chrome’s 3 vertical dot customization menu select “print”. Then in Chrome’s print setting window click on “Change” and rather than pick a printer, pick PDF. Then print from the Amortization Calculator’s Print Preview.

      2. If you are not using Chrome, get and install a PDF print driver. There a several free ones. I’ve personally used PrimoPDF. After one of these print drivers is installed, you select it as the print destination.

      For both 1 & 2, when you print from the calculator a window will open giving you a chance to name the PDF file and to select a location to save it to.

  4. Hi:
    I use it to generate an amortization schedule for leases.
    I would like to see the ability to show if the payment is made at the beginning or end of the month and a residual value at the end of the lease term.

Comments, suggestions & questions welcomed...

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