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## Online — free, nothing to download or install.

**Affordable House**— how much house can you afford considering income, taxes, insurance & maintenance?**Adjustable Rate Mortgage (ARM)**— adjust interest rate on any date. Not just for mortgage loans.- †
**Amortization Calculator**— calculate & show/print loan payment schedules - †
**Annual Percentage Rate Calculator (APR)**— calculate APR and create Truth-in-Lending Act disclosure statements - †
**Balloon Payment Calculator**— structure a loan with a balloon. Solves for 5 variables. - †
**Bridge Loan**— will you need a bridge loan? - †
**Construction Loan Calculator**— a loan with multiple borrows used to finance the construction of a home or building. This calculator support loan advances on any date. - †
**Biweekly Mortgage Calculator**— pay 1/2 the monthly payment every other week and save on interest - †
**Extra Payment Calculator**— calculate mortgage interest saved due to one or more extra payments.**Calculates if you are better off investing the money.** - †
**Loan Calculator**— solve for payment, term, rate or loan amount **Loan Matrix**— multiple payments or loan amounts as interest rate and term varying along the "X" & "Y" axes.- †
**Ultimate Mortgage Calculator**— solves for 6 unknowns including percent deposit. Optionally considers loan points, PMI, property taxes and casuality insurance.**Answers question, "is buying a house a good investment?"**Calculates return-on-investment. **Present Value of an Annuity (PVA)**— use this to determine the value of a mortgage.**Refinance Calculator**— How much will you save if you refinance your mortgage or auto loan?- †
**Rental Income Calculator**— full cash flow analysis. Before and after tax ROI.**If you buy or sell rental property, you need to check this calculator out.**

† Displays and prints nicely formatted schedules & charts.

##### Ultimate Mortgage Calculator™

There's a lot more to know about a mortgage than just the payment amount.

- Calculate mortgage payment amount, term, interest rate or loan amount
- User can set start date and first payment date (allow irregular period)
- Two down payment options
- Considers loan points

##### Balloon Loan Calculator

Design a short term loan with a final balloon to lower the regular payment

- Solves for 5 unknowns
**Updated:**Supports extra payments and user selectable dates.- Creates a printable schedule with totals & final balloon payment.
- Plus colorful charts to visualize cash flow.

Structure a loan to meet your specific needs.

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## For Windows - download & install SolveIT! on your computer

These are some of the 40 plus calculators included in SolveIT!.

**Accelerated Payment for Windows**— save interest by making periodic extra payments.**Affordable House for Windows**— calculate affordability**Amortization Schedule & APR for Windows**— structure a repayment schedules. Change payments and rates. Make random extra payments. Much more.**Balloon Payment for Windows**— solves for any one of five unknowns. Use to structure loan with specified payment or balloon amount.**Bridge Loan for Windows**— is second mortgage required and if so, what is the loan amount and payment?**C—Value! Wizard for Windows**— create custom debt or investment cash flows. Loans, payments, deposits, withdrawals and interest rate changes can be adjusted to occur on any date. Record cash flows as they happen and track balances.**Equivalent Rate for Windows**— calculate equivalent interest rates**Internal Rate of Return (IRR) for Windows**— ROI calculation for adjustable cash flow.**Loan Calculator for Windows**— solve for amount, term, rate or payment amount for various payment and compounding frequencies and for various lending methods be it normal, Canadian, rules-of-78, interest only or fixed principal payments.**Loan Comparison Adviser for Windows**— compare two loan offers**Loan Matrix for Windows**— multiple payments or loan amounts as interest rate and term varying along the "X" & "Y" axes.**Mortgage Loan Calculator for Windows**— solve for any of 6 possible unknowns including down payment required**Present Value of a Series Schedule for Windows**— calculate today's value of an adjustable cash flow**Refinance Adviser for Windows**— determine if it is advisable to refinance a loan.**Rental Analysis Schedule for Windows**— create cash flow schedule for a rental property

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## Comments, suggestions & questions welcomed...