The Affordable House Calculator is designed to make it very easy to answer the question, "How much house can I afford?". It considers income, taxes, loan payments and maintenance. See "Help" for more details.



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This calculator, while called an "Affordable House Calculator", can actually be used for determining the affordability of any building or property. This is a common trait of many financial calculators. They can be used for similar, though different, calculations. It can be confusing, but we're here to help. Just post your questions below.

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An extremely flexible time-value-of-money calculator for Windows computers.

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5 Comments on “Affordable House Calculator”

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  • Hello, Why is it on Affordable home calculator that when I decrease taxes and insurances the payment per month increases? I am expecting it to decrease also. Thank you

    • That behavior is expected.

      If either the insurance or maintenance decreases, then the home buyer can afford more for the mortgage payment itself.

  • Beth Sobiloff says:

    I have a client that needs a calculator so that visitors can determine if they qualify for affordable housing units in the town. Will this work?

    • Who’s eligible for affordable housing probably varies from jurisdiction to jurisdiction. I’m not sure if you can use this calculator or not. Can you provide more details?

      • Beth Sobiloff says:

        Hi, Karl.

        I really don’t have the details yet for this project so I’m trying to provide an estimate “blind”. All I know is that there are income requirements for affordable housing. For instance with a family of 4 you qualify if you earn x amount per household and if you have a family of 6 the amount you can earn is more. I’m not sure if there are other requirements, such as residency. The calculator is just to let the user know whether or not they would even qualify. I don’t think it’s meant to be an application per se.

Comments, suggestions & questions welcomed...