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The Affordable House Calculator is designed to make it very easy to answer the question, "How much house can I afford?". It considers income, taxes, loan payments and maintenance. See "Help" for more details.

Does the "Cash Available" meet mortgage banks' requirements?
Our Mortgage Calculator will calculate mortgage details including percentage down.
Need a traditional loan calculator?
Our Loan Calculator solves for one of four unknowns and creates a printable payment schedule as well as several charts.

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This calculator, while called an "Affordable House Calculator", can actually be used for determining the affordability of any building or property. This is a common trait of many financial calculators. They can be used for similar, though different, calculations. It can be confusing, but we're here to help. Just post your questions below.

2 thoughts on “affordable-house-calculator

  1. Hello, Why is it on Affordable home calculator that when I decrease taxes and insurances the payment per month increases? I am expecting it to decrease also. Thank you

    • That behavior is expected.

      If either the insurance or maintenance decreases, then the home buyer can afford more for the mortgage payment itself.

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