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Currently the Amortization Schedule Calculator is the most popular financial calculator on this website. It calculates one of four unknowns or you can provide all the values. You are also in control of the loan and first payment dates. More below...»

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Our Extra Payment Calculator will create an amortization table and show you the interest saved.
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No/YrDatePaymentInterestPrincipalBalance
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Related: Need to amortize a really big debt? US National Debt Calculator handles debts to $99 trillion. Amortize entire debt or your family's share of the debt (surprise!). Also, generic use for bond coupon schedules.

Important Note About Dates: This calculator allows irregular length first periods. That is, the calculator calculates the exact amount of interest due even when the initial period is shorter or longer than the other scheduled periods. This will produce interest charges that do not match other calculators. If you want to match other calculators then set the "Loan Date" and "1st Payment Date" so that they equal one full period as set in "Payment Frequency". Example: If the "Loan Date" is May 15th and the "Payment Frequency" is "Monthly", then the "1st Payment Date" should be set to June 15th, that is IF you want a conventional interest calculation. See the end of the "Help" text for some more details.

Don't want to be bothered setting dates? No problem. Use this loan calculator. It also creates an amortization schedule.

What is amortization? According to vocabulary.com, "amortization means a debt is being paid off by a series of payments". When people search for an amortization calculator, they search for it using many different search phrases. If you are searching for any of these financial calculators, this calculator should meet your needs. If it doesn't, feel free to tell me what you need in the comment area below and there is a good chance I'll be able to make a recommendation.

Related: Don't over pay, don't under collect. If you need to track payments on the exact date they are paid (or missed) for whatever amount, then use our Ultimate Financial Calculator and see the loan payoff calculation tutorial .

This website has dozens of financial calculators that create various amortization schedules, payment schedules, withdrawal schedules and general cash flow schedules. This is a complete list of our free, online calculators. Feel free to surf!

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473 thoughts on “amortization-schedule

  1. Hi Karl,

    Question re loan amortizer online.

    Entered loan as follows:

    Principal: $200,000
    Interest: 3% per annum
    Payments: 60
    Loan date: 10/2/2017
    First payment date: 3/1/2018
    Calculated payment: $3,593.74

    This differs from what I calculated using LoanAmortizer Enterprise edition:

    Principal: $200,000
    Interest: 3% per annum
    Payments: 60
    Loan date: 10/2/2017
    First payment date: 3/1/2018
    Calculated payment: $3,629.45
    note: 365 day year

    I’m hopeful you could help explain the difference.

    Thank you,

    Jonathan

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