July 2020: Major Update: Ultimate Financial Calculator    3 New Calculators: Refinance Calculator, Lease vs. Buy Calculator & Break-Even Calculator

Why bother to create a personal or family budget?

First, at its simplest, a budget is the tool you use to know if you will spend more than you earn. To create a budget, you project your income and then deduct your estimated expenses. The budget calculator makes this calculation a snap. Just provide values for the pertinent inputs and click on the "Calc" button. That's all there is to it. Check out the Summary section for the results.

If the income is higher than the expenses, congratulate yourself. You're at least on the right track. However, if the expenses are higher than the income, then eventually some adjustments will need to be made.

You might be saying, "I don't need a budget calculator to know if I'm spending more than I'm earning." That's probably is right. But there's another, even more, important use for a budget.

Budgets help us reach our goals.

Don't forget to checkout the new save feature. More details below

For best results, turn your device   





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Click, copy, paste this URL to save the inputs for yourself or to share with others.

This custom URL updates when you click the "Calc", "Clear" or "Schedule" buttons. Paste it into a browser's address bar to reload.

By saving the above URL and using it the next time, you won't have to reenter these values

Comments, suggestions & questions welcomed...

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