The below tutorials walk you through the steps for setting up the indicated financial calculation. We recommend that you right click on a link and select "Open in New Window" so you can have the calculator handy in this window as you read.

1. Calculate Payment
• loan or mortgage periodic payment calculation
• also an introduction to this calculator
2. Investment Cash Flow
• calculating final value
3. Calculate Income From An Investment
• How to calculate income you can expect from an investment
4. Adjustable Rate Mortgage or Loan
• ARM with interest rate changes on any date you desire
5. Calculate a Loan's Term
• How to solve for an unknown number of payments
6. Calculate Loan Amount
• How much can I borrow?
7. Balloon Payment Calculation
• Calculate the balloon amount
8. Balloon Loan Calculation
• Calculate the periodic payment required to result in a specified balloon
9. Random Extra Principal Payment
• How to prepay principal on any date
10. Loan with Series of Extra Principal Payments
• How to calculate loan or mortgage with extra payments
11. Construction Loan
• Generally a short term loan with multiple borrows
12. Monthly Skipped Payments
• Loan or mortgage with scheduled skipped payments
13. Odd Length First Period
• Interest payment options for initial period
14. Interest Only Loan
• Initial series of interest only payments
15. Biweekly Mortgage Payments
• Pay 1/2 the monthly payment every other week to reduce the total interest paid
16. US Rule
• No interest charged on interest — separate tracking of interest balance
17. How much do I have to save or invest?
• State your goal - calculate periodic investment amount needed to reach goal
18. Paying for College
• You may have longer than you think
• Multiple investments with multiple, overlapping withdrawals
• Demonstrates solving for unknown in complex cash flow
19. Future Value Calculation
• How to set up simple or complex cash flows to calculate FV
20. Present Value Calculation
• How to discount a simple or complex cash flow to find its PV
21. Calculate PV of Fixed Principal + Interest Loan
• Calculate PV of the declining payment amount
• Demonstrates the cash flow analytics of this calculator
22. Calculate Rate of Return (ROR) on Annuity
• How to set up an annualized ROR calculation
23. Calculate Time It Takes to Reach Investment Goal
• Set a goal and see how long it takes to reach it
24. Calculate ROI for X Days
• Exact day return on investment calculation
25. Calculate Loan Balance — Loan Payoff Calculation
• Enter payments for any amount on date made — audit balance due

Let us know below if you have an idea for an additional financial tutorial.