These calculators are not toys.

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**Amortization Calculator**— calculate & show/print loan payment schedules - †
**Auto Loan**— allows for optional trade-in or cash down payment - †
**Balloon Payment Calculator**— structure a loan with a balloon. Solves for 5 variables. - †
**Biweekly Loan Calculator**— pay 1/2 the monthly payment every other week and save on interest - †
**Bridge Loan**— will you need a bridge loan? - †
**Canadian Loan Calculator**— create an amortization schedule using Canadian conventions. - †
**Extra Payments**— calculate interest and time saved due to making extra principal payments - †
**Fixed Principal Loan Payment**— pay loan with fixed principal amounts - †
**Interest Only Loans**— Calculations for interest only loans. - †
**Loan Calculator**— solve for payment, term, rate or loan amount - †
**Mortgage Loan Calculator**— solves for 6 unknowns including percent deposit - †
**Payment Calculator**— calculate level payment covering principal & interest - †
**Remaining Loan Balance**— balance remaining after "X" payments - †
**Rule-of-78s**— Create printable amortization schedule. - †
**Ultimate Financial Calculator**— any loan calculation & exact payment tracking

† Displays and prints nicely formatted schedules & charts.

**Accelerated Payment**— save interest by making periodic extra payments.**Amortization Schedule & APR**— structure a repayment schedules. Change payments and rates. Make random extra payments. Much more.**Amortization Schedule (free)**— produces a quick, clear loan schedule showing payments, interest, principal and balance.**Automobile Loan Calculator**— solves for any two of six variables including needed cash deposit or trade-in amount.**Balloon Payment**— solves for any one of five unknowns. Use to structure loan with specified payment or balloon amount.**Bridge Loan**— is second mortgage required and if so, what is the loan amount and payment?**C—Value! Wizard**— create custom debt or investment cash flows. Loans, payments, deposits, withdrawals and interest rate changes can be adjusted to occur on any date. Record cash flows as they happen and track balances.**Lease vs Buy Adviser**— is it more advantages to finance or lease?**Loan Calculator**— solve for amount, term, rate or payment amount for various payment and compounding frequencies and for various lending methods be it normal, Canadian, rules-of-78, interest only or fixed principal payments.**Loan Comparison Adviser**— compare two loan offers**Loan Matrix**— multiple payments or loan amounts as interest rate and term varying along the "X" & "Y" axes.**Mortgage Loan Calculator**— solve for any of 6 possible unknowns including down payment required**Refinance Adviser**— determine if it is advisable to refinance a loan.**Remaining Balance**— calculate the principal balance due on a debt

How can I set up a loan schedule with 60 payments, but no payments in August or September? I have tried soooo many calculators and can’t find out how to do this.

Hi, too bad you didn’t try this site first. 🙂

Please use the Ultimate Financial Calculator. The calculator is designed to handle this calculation and in fact there is a tutorial dedicated to this case. Scroll down the page and take a look at tutorial #12:

You should also take a look at tutorial #1 for an overview of how the calculator works.

Please feel free to ask questions on that page if something isn’t clear.

Also, do let us know how it worked for you. That’s how I learn what needs to be improved.