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A net worth calculator
Net Worth Calculator
  • Calculate ratio of long term liabilities to short term liabilities.
  • Track value of 32 assets in 4 groups.
  • Calculate ratio your liabilities are to your assets.
  • Update 2019: Now save your inputs.

Net worth is the amount left if you were to sell all your assets and pay off all your debts.

Your "net worth" is the amount of cash you would have left if you sold all your assets (car, house, furniture etc.) and paid off all your debts. In other words, net worth = assets - liabilities.

Enter the value of your assets and liabilities. If not sure, estimate the amount rather than leave 0. You can use the [Tab] key to move from input to input. You may click "Calc" as frequently as you like.

The percentage shown in each header is the percent of the total liabilities or total assets as appropriate. If "retirement assets" shows 15.7%, then "retirement assets" make up 15.7% of your total assets.

The "Personal Net Worth Summary" section is where you'll find your net worth. The liability percentage is the percentage of your liabilities to your assets. A result of say 75% simply means that your liabilities are 75% of your assets. The net worth percentage is the percentage of assets remaining after the liabilities are paid.

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Click, copy, paste this URL to save the inputs for yourself or to share with others.

This custom URL updates when you click the "Calc", "Clear" or "Schedule" buttons. Paste it into a browser's address bar to reload.

By saving the above URL and using it the next time, you won't have to reenter these values

8 Comments on “Net Worth Calculator”

financial online calculator Join the conversation. Tell me what you think.
  • George N Politis CPA says:

    This is a great Net Worth calculator. However, I would like to see supporting schedules for some of the items or for all of the items, such as Real Estate for example. It would be helpful to have a supporting schedule to list the real estate items such as Home, Rental House, Commercial real estate etc. with the purchase date, cost and FMV, mortgage balance. Then the total of the supporting statement will flow to the main Net Worth Statement.

    • Thank you for those ideas. They seem like they are worth considering. Right now, I have a lot of requested features for other calculators. All I can say is, let’s see how many others think that having supporting statements would be useful and I can use that as a gauge for when to focus on adding that feature.

      Would you want to have the schedule print, of if I introduced a simple calculator that allowed you to add up the details to get to the summary number, would that be enough?

    • Thank you. A mortgage receivable would be the current balance of a mortgage that is payable to you. For example, if you sold a house and you, as the seller, provided the financing. Then you would have a mortgage receivable.

      Also, some investors buy and sell mortgages for income. They would add up the balance of the mortgages they own and enter that balance. (Not to get too technical, but I will mention, some people calculating their net worth might take the present value of the payments due using a discount rate they are comfortable with to calculate the value of a mortgage portfolio.)

Comments, suggestions & questions welcomed...

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