These calculators are not toys.

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**Auto Loan**— allows for optional trade-in or cash down payment - †
**Biweekly Mortgage Calculator**— pay 1/2 the monthly payment every other week and save on interest **Budget Calculator**— Create budgets and percentage allocations- †
**Extra Payments**— calculate interest and time saved due to making extra principal payments **Future Value**— what an amount will be worth in the future**Interest Calculations**— calculate periodic or exact date interest- †
**Mortgage Calculator**— solves for 6 unknowns including percent deposit **Net Worth Calculation**— assets minus liabilities. Calculates percentage allocation.- †
**Payment Calculator**— calculate level payment covering principal & interest **Percentage Calculations**— 4 calculators**Present Value of an Annuity**— today's value of future cash flows**Present Value**— Today's value of future amount — PV- †
**Retirement Age Calculator**— At what age can I retire? - †
**Retirement Savings Calculator**— How much do I need to save to retire? - †
**Retirement Income Calculator**— What will my retirement income be? - †
**Retirement Calculator**— Answers all retirement questions. Better on larger screens. **Return on Investment**— exact ROI between two dates- †
**Savings Calculator**— solves for four unknowns - †
**Ultimate Financial Calculator**— analyze any cash flow including discounting and return on investment; irregular cash flows and interest rate changes on any date - †
**Ultimate Investment Calculator**— calculate future value of investments or the expected income. Optionally take into account inflation, taxes and fees.

† Displays and prints nicely formatted schedules & charts.

**Accelerated Payment**— save interest by making periodic extra payments.**Affordable House**— calculate affordability**Amortization Schedule (free)**— produces a quick, clear loan schedule showing payments, interest, principal and balance.**Automobile Loan Calculator**— solves for any two of six variables including needed cash deposit or trade-in amount.**Budget Calculator**— produce up to 12 projected & actual monthly budgets. Calculates expense allocation.**Debt Reduction Adviser**— analyze all debts and suggests most efficient way to reduce or eliminate debts**Future Value Matrix**— multiple calculations with interest rate and term varying along the "X" & "Y" axes.**Goal Planning Adviser**— plan for large, future obligations such as retirement or college. Structure both the savings cash flow as well as the withdrawal cash flow. Wizard like style.**Interest Calculator**— calculate exact day or periodic interest.**Internal Rate of Return (IRR)**— ROI calculation for adjustable cash flow.**Lease vs Buy Adviser**— is it more advantages to finance or lease?**Loan Calculator**— solve for amount, term, rate or payment amount for various payment and compounding frequencies and for various lending methods be it normal, Canadian, rules-of-78, interest only or fixed principal payments.**Loan Comparison Adviser**— compare two loan offers**Mortgage Loan Calculator**— solve for any of 6 possible unknowns including down payment required**Net Worth Calculator**— create a customizable personal net worth statement.**Purchasing Power Calculator**— calculate value of an amount adjusted for inflation**Refinance Adviser**— determine if it is advisable to refinance a loan.**Return on Investment (ROI)**— absolute and annualized rate of return calculation**Savings Calculator**— solve for any of 4 values