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## Online — free, nothing to download or install.

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**Auto Loan**— allows for optional trade-in or cash down payment - †
**Biweekly Mortgage Calculator**— pay 1/2 the monthly payment every other week and save on interest **Budget Calculator**— Create budgets and percentage allocations- †
**Extra Payments**— calculate interest and time saved due to making extra principal payments.**But what if you invested the money instead?**Would you be further ahead? This calculator will tell you. - †
**Early Loan Payoff Calculator**New for 2019 — calculate exact balance or early payoff date. Track payments on dates paid. **Future Value (FV)**— what an amount will be worth in the future**Interest Calculations**— calculate periodic or exact date interest- †
**Lease vs. Buy Calculator**— Is it better to lease or buy a car or other asset? - †
**Ultimate Mortgage Calculator**— solves for 6 unknowns including percent deposit. Now calculates the ROI on your mortgage and prepares an inflation adjusted expense report. **Net Worth Calculation**— assets minus liabilities. Calculates percentage allocation.- †
**Payment Calculator**— calculate level payment covering principal & interest **Percentage Calculations**— 4 calculators**Present Value (PV)**— Today's value of future amount**Present Value of an Annuity (PVA)**— today's value of future cash flows- †
**Retirement Age Calculator**— At what age can I retire? - †
**Retirement Savings Calculator**— How much do I need to save to retire? - †
**Retirement Income Calculator**— What will my retirement income be? - †
**Retirement Calculator**— Answers all retirement questions. (Better on desktops/larger screens.) **Return on Investment (ROI)**— exact ROI between two dates- †
**Savings Calculator**— solves for four unknowns - †
**Ultimate Investment Calculator**— calculate future value of investments or the expected income. Optionally take into account inflation, taxes and fees.

† Displays and prints nicely formatted schedules & charts.

##### Auto Loan Calculator

Calculate loan payment plus a total cost of ownership. Considers:

- Taxes, registration & fees
- Maintenance & insurance
- Impact of extra payments

Learn all the details about the cost of car ownership.

##### Retirement Calculator

Are you on track?

- Considers pre and post retirement cash flows
- Allows for multiple income sources
- Factor in inflation - Yikes!

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## For Windows - download & install SolveIT! on your computer

These are some of the 40 plus calculators included in SolveIT!.

**Accelerated Payment for Windows**— save interest by making periodic extra payments.**Affordable House for Windows**— calculate affordability**Amortization Schedule (free) for Windows**— produces a quick, clear loan schedule showing payments, interest, principal and balance.**Automobile Loan Calculator for Windows**— solves for any two of six variables including needed cash deposit or trade-in amount.**Budget Calculator for Windows**— produce up to 12 projected & actual monthly budgets. Calculates expense allocation.**Debt Reduction Adviser for Windows**— analyze all debts and suggests most efficient way to reduce or eliminate debts**Future Value Matrix for Windows**— multiple calculations with interest rate and term varying along the "X" & "Y" axes.**Goal Planning Adviser for Windows**— plan for large, future obligations such as retirement or college. Structure both the savings cash flow as well as the withdrawal cash flow. Wizard like style.**Interest Calculator for Windows**— calculate exact day or periodic interest.**Internal Rate of Return (IRR) for Windows**— ROI calculation for adjustable cash flow.**Lease vs Buy Adviser for Windows**— is it more advantages to finance or lease?**Loan Calculator for Windows**— solve for amount, term, rate or payment amount for various payment and compounding frequencies and for various lending methods be it normal, Canadian, rules-of-78, interest only or fixed principal payments.**Loan Comparison Adviser for Windows**— compare two loan offers**Mortgage Loan Calculator for Windows**— solve for any of 6 possible unknowns including down payment required**Net Worth Calculator for Windows**— create a customizable personal net worth statement.**Purchasing Power Calculator for Windows**— calculate value of an amount adjusted for inflation**Refinance Adviser for Windows**— determine if it is advisable to refinance a loan.**Return on Investment (ROI) for Windows**— absolute and annualized rate of return calculation**Savings Calculator for Windows**— solve for any of 4 values

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## Comments, suggestions & questions welcomed...