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Rule-of-78s Loan CalculatorRule-of-78s Amortization Schedule & Charts

Enter a "0" (zero) for one unknown value above.



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4 Comments on “Rule Of 78s Loan Calculator”

Join the conversation. Tell me what you think.
  • Thank you So Much for this Calculator!!!

    I have taken a Rule of 78s loan and afterwards I used this calculator to print and show the lender what they were doing to me with the interest. I was able to take advantage of the 7 Day return window with OneMain Financial and saved almost $10,000 in Interest by returning their money and NOT Taking their precomputed interest loan.

    This Calculator is the best I’ve found online. And the print function of the Payment Schedule and Loan Summary is amazing.

    Thank you so much for this. Really appreciate it! 🙂


  • A useful feature to consider for your calculator would be an optional field to specify an Additional monthly payment. I’m comparing two different insurance financing proposals, one is a monthly payment and the other is quarterly, I was trying to find out if we pay an extra 200% or 300% each month how much we’d be saving on the finance charge. Thanks for the tool though, one of the best I’ve found online.

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