The Time Value of Money Calculator is the most sophisticated, most flexible calculator on financial-calculators.com and I think on the entire internet. If you are someone who needs date accurate results with irregular cash flows (loans, payments, deposits, withdrawals, investments), this is the calculator you should study and use. Questions? Remember, I'm here to help. More below...»
Time Value of Money (TVM) is the concept that the value of money itself changes over time. Having a dollar today is worth more than a dollar tomorrow. Present value, future value, amount, interest rate and term are some common time value of money calculations. Our online TVM calculator is capable of performing any of these calculations with regular or irregular amounts on any date for savings or loan cash flows.
* Feature only available in C-Value! ™,
our cash flow calculator for Windows™
The below tutorials walk you through the steps for setting up the indicated financial calculation. We recommend that you right click on a link and select "Open in New Window" so you can have the calculator handy in this window as you read.
Let us know below if you have an idea for an additional time value of money tutorial.