The Ultimate Financial Calculator is the most sophisticated, most flexible calculator on financial-calculators.com and I think on the entire internet. It works extraordinarily well as both a full featured time value of money calculator and as a loan or mortgage payoff calculator.
See the tutorials below for step-by-step instructions.
If you are someone who needs date accurate results with irregular cash flows (loans, payments, deposits, withdrawals, investments), this is the calculator you should study and use. Questions? Remember, I'm here to help. More below...»
Time Value of Money (TVM) is the concept that the value of money itself changes over time. Having a dollar today is worth more than a dollar tomorrow. Solving for present value, future value, amount, interest rate and term are some standard time value of money (Wikipedia) calculations. The above online Ultimate Financial Calculator is capable of performing any of these calculations with regular or irregular amounts as of any date for investment, savings or loan cash flow.
* Feature only available in C-Value! ™,
our cash flow calculator for Windows™
The below tutorials walk you through the steps for setting up the indicated financial calculation. I recommend that you right click on a link and select "Open in New Window" so you can have the calculator handy in this window as you read.
With this calculator's flexibility you can use it as an exact:
Tell us how you use the Ultimate Financial Calculator. And naturally, if you have any questions, feel free to ask them below.